TERMS OF USE

IMPORTANT! THESE TERMS OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED FOR BY OUR COMPANY. BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTE YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.

Access To This Site

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER
EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON.
DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY
THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED
AS DOING SO.

To access this site or some of the resources it has to offer, you may be asked to
provide certain registration details or other information. It is a condition of
your use of this site that all the information you provide on the site will be correct,
current, and complete. If our Company believes the information you provide is not
correct, current, or complete, we have the right to refuse you access to this site
or any of its resources, and to terminate or suspend your access at any time, without
notice.

Restrictions on Use

You may use this site for purposes expressly permitted by this site. You may not
use this site for any other purpose, including any commercial purpose, without our
Company’s expressed prior written consent. For example, you may not (and may not
authorize any other party to) (i) co-brand this site, or (ii) frame this site, or
(iii) resell usage of this site, without the express prior written permission of
an authorized representative of our Company. For purposes of these Terms of Use,
“co-branding” means to display a name, logo, trademark, or other means of attribution
or identification of any party in such a manner as is reasonably likely to give
the user the impression that such other party has the right to display, publish,
or distribute this site or content accessible within this site. You agree to cooperate
with our Company in causing any unauthorized co-branding, framing or hyper-linking
immediately to cease.

Proprietary Information

The material and Content (hereinafter referred to as the “Content”) accessible from
this site, and any other World Wide Web site owned, operated, licensed, or controlled
by our Company is the proprietary information of our Company or the party that provided
the Content to our Company, and our Company or the party that provided the Content
to our Company retains all right, title, and interest in the Content. Accordingly,
the Content may not be copied, distributed, republished, uploaded, posted, or transmitted
in any way without the prior written consent of our Company, or unless authorized
in writing elsewhere on our site, except that you may print out a copy of the Content
solely for your personal use. In doing so, you may not remove or alter, or cause
to be removed or altered, any copyright, trademark, trade name, service mark, or
any other proprietary notice or legend appearing on any of the Content. Modification
or use of the Content except as expressly provided in these Terms of Use violates
our Company’s intellectual property rights. Neither title nor intellectual property
rights are transferred to you by access to the site.

Hyper-Links

This site may be hyper-linked to other sites which are not maintained by, or related
to, our Company. Hyper-links to such sites are provided as a service to users and
are not sponsored by or affiliated with this site or our Company. Our Company has
not reviewed any or all of such sites and is not responsible for the content of
those sites. Hyper-links are to be accessed at the user’s own risk, and our Company
makes no representations or warranties about the content, completeness, or accuracy
of these hyper-links or the sites hyper-linked to this site. Further, the inclusion
of any hyper-link to a third-party site does not necessarily imply endorsement by
our Company of that site. For research, quality assurance, or other reasons, our
Company reserves the right to insert up to two links into all content served by
our products and services.

Submissions

You hereby grant to our Company the royalty-free, perpetual, irrevocable, worldwide,
nonexclusive right and license to use, reproduce, modify, adapt, publish, translate,
create derivative works from, distribute, perform, and display all content, remarks,
suggestions, ideas, graphics, or other information communicated to our Company through
this site (together, hereinafter known as the “Submission”), and to incorporate
any Submission in other works in any form, media, or technology now known or later
developed. Our Company will not be required to treat any Submission as confidential,
and may use any Submission in its business (including without limitation, for products
or advertising) without incurring any liability for royalties or any other consideration
of any kind, and will not incur any liability as a result of any similarities that
may appear in future Company operations.

Our Company will treat any personal information that you submit to the site in accordance
with its Privacy Policy as set forth on this site.

Disclaimer

You understand that our Company cannot and does not guarantee or warrant that files
available for downloading from the Internet will be free of viruses, worms, Trojan
horses or other code that may manifest contamination or destructive properties.
You are responsible for implementing sufficient procedures and checkpoints to satisfy
your particular requirements for accuracy of data input and output, and for maintaining
a means external to the site for the restrictions of any lost data. Our Company
does not assume any responsibility or risk for your use of the Internet.

The Content is not necessarily complete and up-to-date and should not be used to
replace any written reports, statements, or notices provided by Company. You should
use the Content in the same manner as any other educational medium and should not
rely on the Content to the exclusion of their own professional judgment. Information
obtained by using this site is not exhaustive and does not cover all issues, topics,
or facts that may be relevant to your goals.

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED “AS IS” AND WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. OUR COMPANY DISCLAIMS ALL WARRANTIES,
INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
TITLE, OR NON-INFRINGEMENT. OUR COMPANY DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT
CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE
CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES
OR OTHER HARMFUL COMPONENTS. OUR COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATION
REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY,
OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS,
AND COMPANY MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT OUR COMPANY,
ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT
OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. OUR COMPANY
MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF
OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH
CONTENT.

All of the information in the site, whether historical in nature or forward-looking,
speaks only as of the date information is posted on this site, and Company does
not undertake any obligation to update such information after it is posted or to
remove such information from this site if it is not, or is no longer, accurate or
complete.

Limitation On Liability

COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS,
EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL,
DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER
DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS,
OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS SUBSIDIARIES,
AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS,
OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER
IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE
PAID COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY
AROSE.

Indemnity

You will indemnify and hold Company, its subsidiaries, affiliates, licensors, content
providers, service providers, employees, agents, officers, directors, and contractors
(hereinafter known as “Indemnified Parties”) harmless from any breach of these Terms
of Use by you, including any use of Content other than as expressly authorized in
these Terms of Use. You agree that the Indemnified Parties will have no liability
in connection with any such breach or unauthorized use, and you agree to indemnify
any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s
fees of the Indemnified Parties in connection therewith. You will also indemnify
and hold the Indemnified Parties harmless from and against any claims brought by
third parties arising out of your use of this information accessed from the site.

Trademarks

Trademarks, service marks and logos appearing in this site are the property of Company
or the party that provided the trademarks, service marks, and logos to Company.
Company and any party that provided trademarks, service marks, and logos to Company
retain all rights with respect to any of their respective trademarks, service marks,
and logos appearing in this site.

Information You Provide

You may not post, send, submit, publish, or transmit in connection with this site
any material that:

you do not have the right to post, including proprietary material of any third party;

advocates illegal activity or discusses an intent to commit an illegal act;

is vulgar, obscene, pornographic, or indecent;

does not pertain directly to the site;

competes directly or indirectly with this site or other sites operated by the Company;

threatens or abuses others, libels, defames, invades privacy, stalks, is obscene,
pornographic, racist, abusive, harassing, threatening or offensive;

seeks to exploit or harm children by exposing them to inappropriate content, asking
for personally identifiable details or otherwise;

infringes any intellectual property or any other right of any entity or person,
including violating anyone’s copyrights or trademarks or their rights of publicity;

violates any law or may be considered to violate any law;

impersonates or misrepresents your connection to any other entity or person or otherwise
manipulate headers are identifiers to disguise the origin of the content;

advertises any commercial endeavor (e.g., offering for sale products or services)
or otherwise engages in any commercial activity (e.g., conducting raffles or contest,
displaying sponsorship banners, and/or soliciting goods or services) except as many
may be specifically authorized on this site;

solicit funds, advertisers or sponsors;

include programs that contain viruses, worms and/or Trojan horses or any other computer
code, files or programs designed to interrupt, destroy or limit the functionality
of any computer software or hardware or telecommunications;

disrupts the normal flow of dialogue, causes a screen to scroll faster than others
users are able to type, or otherwise act in a way which affects the ability of other
people to engage in real-time activities via this site;

includes MP3 format files;

amounts to a ‘pyramid’ or similar scheme;

disobeys any policy or regulations established from time to time regarding use of
this site or any networks connected to this site; or

contains hyper-links to other sites that contain content that falls within the description
set forth above.

Although under no obligation to do so, our Company reserves the right to monitor
use of this site to determine compliance with these Terms of Use, as well the right
to remove or refuse any information for any reason. Notwithstanding these rights,
you remain solely responsible for the content of your submission. You acknowledge
and agree that neither Company nor any third party that provides content to Company
will assume or have any liability for any action or inaction by Company or such
third party with respect to any submission.

Security

Any passwords used for this site are for individual use only. You will be responsible
for the security of your password (if any). Company will be entitled to monitor
your password and, at its discretion, require you to change it. If you use a password
that Company considers insecure, Company will be entitled to require the password
to be changed and/or terminate your account.

You are prohibited from using any service or facilities provided in connection with
this site to compromise security or tamper with system resources and/or accounts.
The use or distribution of tools designed for compromising security (e.g., password
guessing programs, cracking tools, or network probing tools) is strictly prohibited.
If you become involved in any violation of system security, Company reserves the
right to release your details to system administrators at other sites in order to
assist them in resolving security incidents. Company reserves the right to investigate
suspected violations of these Terms of Use.

Company reserves the right to fully cooperate with any law enforcement authorities
or court order requesting or directing Company to disclose the identity of anyone
posting any e-mail messages, or publishing or otherwise making available any materials
that are believed to violate the Terms of Use.

BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY FROM ANY CLAIMS
RESULTING FROM ANY ACTION TAKEN BY COMPANY DURING OR AS A RESULT OF ITS INVESTIGATIONS
AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER COMPANY
OR LAW ENFORCEMENT AUTHORITIES.

Miscellaneous

These Terms of Use will be governed and interpreted pursuant to the laws of Pennsylvania,
United States of America, notwithstanding any principles of conflicts of law. You
specifically consent to personal jurisdiction in Pennsylvania in connection with any dispute
between you and Company arising out of these Terms of Use or pertaining to the subject
matter hereof. The parties to these Terms of Use each agree that the exclusive venue
for any dispute between the parties arising out of these Terms of Use or pertaining
to the subject matter of these Terms of Use will be in the state and federal courts
in Pittsburgh, Pennsylvania. If any of these Terms of Use is unlawful, void or unenforceable,
that part will be deemed severable and will not affect the validity and enforceability
of any remaining provisions. These Terms of Use constitute the entire agreement
among the parties relating to the subject matter. Notwithstanding the foregoing,
any additional terms and conditions on this site will govern the items to which
they pertain. Company may revise these Terms of Use at any time by updating this
posting.